A farm boy from Merrill, Iowa, Joe brings over 37 years of banking experience to the CharterWest Mortgage Team. With a “Family First” and “Don’t Sweat The Small Stuff” attitude, he works hard to make sure his clients are educated and have all the tools to make the best financial decision for their situation.

Joe’s a family man with his wife Carolyn, 3 boys, 2 stepdaughters and 7 grandchildren. He recently celebrated the birth of his granddaughter…the first girl in 3 generations!

When he’s not mingling with local business owners or meeting with clients, Joe can be found outside. On a bike, hiking, or playing with kiddos, he knows how to find a good work/life balance.

When you’re in need of a family man with a vast history in the banking industry, give Joe a call.