Dave was amazingly helpful throughout the mortgage process! We began buying our second home when rates were sky high in the fall of 2023, and leaving our very low first home rate was tough. He worked diligently with us the whole next year and we got our rate over 2 points lower, and refinanced to a 20 year loan down from the original 30! He was confident and was a great guide, helping us save big in the long run! He’s very kind and knowledgeable of the industry. Great experience all around!